Affordability Calculator
Estimate your maximum purchase price on an HDB flat, EC, or private condo, based on your income, existing debt, and current MAS lending rules. This is an estimate, not a bank's actual credit decision.
Rates and rules used
Bank loans are assessed at MAS's 4% stress-test rate, subject to TDSR (55%) and MSR (30%, HDB/EC only). A bank's own assessment of your real income and credit history may differ. Message Rae for an HDB concessionary loan (HLE) comparison.
HDB Flat
Bank loan, MSR (30%) and TDSR (55%), whichever is tighter
$606,248
Estimated monthly installment: $1,840 (at today's typical fixed rate, about 1.6%)
Actual rates and payments vary by bank and package. Chat with Rae for current options.
Executive Condo (EC)
Bank loan, MSR and TDSR apply
$670,276
Estimated monthly installment: $1,759 (at today's typical fixed rate, about 1.6%)
Actual rates and payments vary by bank and package. Chat with Rae for current options.
Private Condo
Bank loan, TDSR only, no MSR
$1,228,839
Estimated monthly installment: $3,225 (at today's typical fixed rate, about 1.6%)
Actual rates and payments vary by bank and package. Chat with Rae for current options.
New launches in your range
None of our current launches fit this exact range. Chat with Rae to explore options.